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Let me take you back. Way back. To last week. It was late, I was tired, and I was on a call with a prospective client.
Potential Client: “Yeah, so there are these articles that I really like. It’s something that I would say. So what I’d like is for you to take them and re-word them just a little to create a new article.”
Me: “Wait, you want me to plagiarize?”
Potential Client: “No, no. It’s not plagiarism. Because it’s something I would say. It’s, like, very on-brand for me. But someone else said it first.”
Me: (insert face-palm emoji here)
I’m not going to lie. These past few weeks I’ve been struggling with business. Not because I can’t find clients. But because I can’t find many good clients. Clients that want to build businesses that do something good in the world. Clients that I actually want to work with.
Maybe I’m an idealist. But I left a company because I didn’t want to work for people who weren’t doing good things in the world. So I really don’t want to run back to that. Right?
So in full transparency: April is not going to be a good income month. But here’s why that’s ok. We’ve spent time building up a buffer in our bank account. And this buffer gives me the freedom to decline jobs from terrible clients. It also gives Jordan the freedom to consider different career options.
Knowing that to me, the most important thing that money can buy me is freedom to do these things, has been a complete shift in how I think about money. And that shift has made me better with money. It’s made me want to think about how I earn, spend, and invest. And what the possibilities are.
The conversation around freedom and money usually comes back to the FIRE (financial independence retire early) movement. But that’s not the only way to find freedom with your finances. It might mean having the money to walk away from a bad job, a bad situation, change careers, or take your kids on a special summer vacation without going into debt.
This week on the podcast, Jordan and I shared some of our new money mindsets and how they’re helping change our outlook on our financial future. The biggest one for me is that we are lucky to live in a world of possibilities and have some sort of financial freedom to ya know, not take clients who want me to plagiarize.
Enjoy your weekend!
Make Me Smart
smart-ish reads from around the internet
Lattes and avocado toast aren’t the enemy. This piece from the Washington Post argues why your favorite brunch items aren’t the cause of financial ruin. You’ve got to live a little, right?
The flip side. We talk a lot about overspenders. But what about under-spenders? The people who worry that there will never be enough? Here’s how this problem is seriously affecting one person’s financial and mental health.
Down to the wire. Jordan and I just made our 2018 SEP-IRA contributions, so don’t feel bad if you’ve also been dragging your feet on retirement contributions. But you’ve just got a few more days to get it done. Confused about an IRA and other investment accounts? This article breaks everything down for the fearful investor.
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