Money Management Center

 

Welcome to the hub of simple money management!

 

Want to build yourselt a rock-solid foundation so you can have the freedom to do more of the things you want in life?

This is the best first step to simplify your money.

Below you’ll get all the best info on creating a spending plan you actually want to stick to, how to keep your money organized, and what you should do with those pesky student loans.

And if you really want to go all-in, you can binge all money management articles here.

 

Budgeting and a spending plan

 

Have you tried budgeting, but after a few months you don’t find yourself sticking to it? Or maybe you’re just overwhelmed with the process? Let’s talk about setting up a spending plan that helps you intentionally spend money and save money in line with your goals. Yes, it’s like a budget , but better. Get started here. 

Then, do these 5 steps to follow your guilt-free spending plan.

Start Simple money guide

Here at The Worth Project, we believe money should be simple. I’m excited to share with you a different, simple approach to money. Start Simple helped Jordan and me stop yo-yo-ing with our money. Download your free Start Simple guide here.

 

Stay on budget with these helpful articles:

20 fun, cheap date ideas

How we meal prep and cut our food budget by 30%

Why fun money is 100% necessary

How much should you save each month? (spoiler alert: I’m not going to say 20%)

 

Get your money organized

 

Just like houses, as we get older our money life can get bigger and a lot messier. Retirement accounts, investment accounts, bank accounts, multiple credit cards…I could go on. If you crave organization — but you haven’t quite gotten there yet — this will jumpstart it for you.

Other organize your money-life articles you won’t want to miss:

How to automate your finances

How we manage our money in 15 minutes a month

How many bank accounts should I have?

Simple tools to manage multiple bank accounts

Personal Capital Tutorial and Review: my favorite tool for organizing our money

 

Student loan center

 

Have loans and you’re not quite sure what’s the best way to tackle them? Is student loan refinancing right for you? Or should you refinance again? Everything you need to know broken down to help you make the best decision for you. Read more. 

Other student loan articles you won’t want to miss:

Should you go to grad school?

Should you refinance your student loan debt?

Why and how I paid off my student loans

6 lessons from paying off six-figures of student loan debt

Our favorite money management resources

The money resources we use and love

Personal Capital

Personal Capital’s free tools were created for the person who wants to GSD. They offer free financial planning and investment tools, including a top-notch retirement calculator and college savings calculator. But a great feature is they aggregate all of your accounts (bank accounts, debt, investments, retirement), so you can log into one spot and see your full financial picture. This was a game changer for my financial organization and confidence.

SoFi

One of the best things that helped me climb out of six figures of student loan debt was refinancing. When I refinanced, SoFi was new on the scene and I didn’t know what to expect. My experience with them was fantastic. From responsive customer service to other perks (like career counseling), SoFi has you covered. And, once you are a member you are eligible for discounted rates for your other lending needs.

Want even more money management articles?

Browse all money management articles here and get our latest and greatest below

Simple Tools to Manage Multiple Bank Accounts

Simple Tools to Manage Multiple Bank Accounts

Erica and Jordan at the The Worth Project have the goal of sharing their personal finance experience to help readers improve their financial lives. We regularly partner with companies that share that same vision. Some of the links in this post may be from our...

How Many Bank Accounts Should I Have?

How Many Bank Accounts Should I Have?

Erica and Jordan at the The Worth Project have the goal of sharing their personal finance experience to help readers improve their financial lives. We regularly partner with companies that share that same vision. Some of the links in this post may be from our...

Budgeting for the Self-Employed: A 5 Step Guide

Budgeting for the Self-Employed: A 5 Step Guide

Creating a monthly spending plan or budget is great, but not everyone’s personal situation is so black and white. As a freelancer, budgeting for the self-employed can be tricky. Some people get paid weekly, others bi-weekly, and others (like me) have income that...

Setting Financial Goals as a Couple: The Process that Worked for Us

Setting Financial Goals as a Couple: The Process that Worked for Us

One of the best things Jordan and I have ever done is sit down and create goals together. While we’ve always talked about what we wanted in the future, setting financial goals as a couple helped us to create something concrete and put our money where our dreams are. ...

How to Organize Your Finances in 15 Minutes

How to Organize Your Finances in 15 Minutes

Erica and Jordan at the The Worth Project have the goal of sharing their personal finance experience to help readers improve their financial lives. We regularly partner with companies that share that same vision. Some of the links in this post may be from our...

How do You Automate Your Finances?

How do You Automate Your Finances?

One of the most difficult things I used to struggle with was staying on top of my money. I was a little disorganized and I always seemed to have better things to do than sit down to pay bills and make sure things were going where they should. When a good friend...

The Two Things We Always Do to Get Cheaper Flights

The Two Things We Always Do to Get Cheaper Flights

In case you weren’t convinced by our enthusiasm on the podcast this week, Jordan and I love to travel. After visiting over 50 countries, we’ve picked up some great tips, but we haven’t always been the smartest with stretching our travel dollars.  We were 22 and 23...

Episode 17: The Don’t Go Broke Guide to Travel

Episode 17: The Don’t Go Broke Guide to Travel

Jordan and I met at the end of our senior year of college and it was a terrible time to start a relationship. We were each heading on our own three-month backpacking trip, doing a cliche (and very lucky) summer of travel. We both liked travel before and had traveled...

How we meal prep and cut our food budget by 30%

How we meal prep and cut our food budget by 30%

  Join the Project! Everything you need to be smarter with your money, delivered weekly.  You know those people who can effortlessly whip up dinner while simultaneously holding a conversation, corralling their kids, and setting a beautiful table? Jordan and I are not...

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