Modification Date: May 27, 2018
Effective Date: June 27, 2018
1. If You are in the EU
What Personal Data Do We Collect from You?
Personal data is information that can be used to identify you such as your name, IP address, and email address. As a business, we collect personal data from you in many ways, including:
(1.) Opt-In to Email Newsletter: Your first name and email address.
(2.) Opt-In to Tools: Your first name and email address.
(3.) Contact Form: Your first name and email address.
What Is the Purpose of Processing Your Personal Data?
We collect the information above for the following purposes.
(1.) Opt-In to Email Newsletter: To provide you with information on personal finance and other related content.
(2.) Opt-In to Tools: To send you electronic personal finance tools that you are interested in.
(3.) Contact Form: To answer questions you might have for us.
What Legal Basis Do We Have for Collecting and Processing Your Information?
Websites must have a legal basis for collecting information from individuals located in the European Union. Our legal basis for each of the ways we collect information from you is as follows. Please note, where consent forms the basis, you can withdraw consent at any time by contacting Erica Gellerman or opting out of an email message using the unsubscribe link.
(1.) Opt-In to Email Newsletter: We will ask for your consent first.
(2.) Opt-In to Tools: We will ask for your consent first.
(3.) Contact Form: We have an allowed legitimate interest in providing a response to your questions and need to use your data to do so. We will not use the data for other purposes.
“Legitimate interests” for processing your personal information exist where you submit the information with an expectation that it will be processed and there is no undue impact on you. If you disagree or have questions, please contact Erica Gellerman at email@example.com and we will cease the processing of your data under this legal basis.
Who Has Access to The Data We Collect?
We process and have access to the data we collect from you. However, we use third parties to assist us with processing your personal data including the following categories of recipients:
- Financial transaction processors (processing your payments)
- Customer service communication platform
- Contest and survey platform
- Email communication manager
- Marketing funnel providers
- Website management services
- Website design and programming services
These third parties have signed contracts with us in which they are prohibited from utilizing, sharing or retaining your personal data for any purpose other than we dictate.
Cookies and Similar Technologies
How Long Do We Keep Your Data?
We keep your personal data for different periods of time depending on the reason it was gathered in the first place.
(1.) Opt-In to Email Newsletter: 5 years
(2.) Opt-In to Tools: 5 years
(3.) Contact Form: 24 months
If a legal claim arises involving your data, we will store and disclose that data until the matter is resolved.
Your Right to Ask for Corrections, Erasure, And Export Of Your Data
You have the right to control your personal data. Specifically, you have the following rights:
- The right to be informed: We are informing you now with this policy.
- The right of access: We’ll provide you with the data we have about you.
- The right to rectification: Request we fix incorrect data about you.
- The right to erasure: Request we erase certain data about you.
- The right to restrict processing: Ask us to restrict certain type of processing of your personal information.
- The right to data portability: Ask us to provide your personal data we have for export.
- The right to object: Object to how we use your data.
- Rights in relation to automated decision making and profiling: We don’t profile you, but keep in mind you have this right with other sites.
To exercise any of these rights, please contact Erica Gellerman at firstname.lastname@example.org with your request.
Your Right to Withdraw Consent
Although this is mentioned above, we want to emphasize that wherever we’ve asked for your consent to collect or process your personal data, you have the right to withdraw that consent. If you receive email messages from us, you can use the “unsubscribe” link in each message to withdraw consent and stop the mailings.
Alternatively, you can contact Erica Gellerman at email@example.com with your request.
Do We Transfer Your Data to Third Countries?
No. We are based in the United States. Your data is collected and held here.
Privacy Concerns, Contacting Us, and Complaints.
You can contact Erica Gellerman at firstname.lastname@example.org with any questions or requests you have about these policies or your personal data. If, after contacting us, you feel a privacy issue has not be resolved, you have the right to file a complaint with a Supervisory Authority such as the Data Protection Commissioner of Ireland.
Representative: Erica Gellerman
Gellerholz, LLC: theworthproject.co
PO Box 6046
San Ramon, CA 94583
2. If You are in California
Do Not Track Signals
Pursuant to the California Online Privacy Protection Act, we hereby disclose we honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
California Eraser Law
If you are an individual under 18 and have provided personal information or content to us in some manner, you have the right to request the deletion of that information pursuant to the “California Eraser Law.” Contact us to make such a request at email@example.com.
3. Regardless of Location
How do we protect your information?
Do we use ‘cookies’?
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
California Online Privacy Protection Act
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
If at any time you would like to unsubscribe from receiving future emails, you can email us at
and we will promptly remove you from ALL correspondence.