SPEND SMARTER

Mindfully spend on the things that make you happy

while making smart decisions about things that give

you a strong financial footing.

Latest Posts

How I Changed My Spending Habits

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   A few weeks ago, I met an interesting woman. Our conversation was a little slow until she asked me what I did for a living. When I replied, “I write about money,” her eyes lit...

Why We Buy Things We Don’t Need

  Join the Project! Everything you need to be smarter with your money, delivered weekly.     When I started working for myself, I worked on an old desk in the corner of our bedroom. We lived in a flat in central London so having an extra room for a home office wasn’t...

Should You Refinance Your Student Loans?

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   Student loan debt feels like the new normal, right? Nearly everyone I know has some amount of student loan debt. And these loans aren’t for an insignificant amount of money: the...

Just Say No: Avoid Doing These 5 Things With Your Money

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   We hear about a lot of things that you should do with your money: Budget! Invest! Negotiate! But there are also some sneaky things that you should avoid doing. Things that are...

What Happens to Your Money When Interest Rates Rise

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   Eight times a year 12 people you don't know meet in a room to make decisions about your money. And, if you're like most people, you don't really pay attention to what they're...

20 Fun, Cheap Date Ideas

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   Jordan and I met our senior year of college. Like most college students, we were completely broke. Our first date was to a movie that was showing on campus. Total cost?...

How We Manage Our Money as Expats

  Join the Project! Everything you need to be smarter with your money, delivered weekly.     Disclosure: some of the links below are affiliate links. This means that if you are to click a link and make a purchase, I might be paid a commission at no cost to you. I only...

How to Recession-proof Your Life and Your Money

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   10 years ago I was a bright-eyed, newly minted CPA. I was working for PwC and my clients were all in the banking industry. I’ll never forget arriving to my client’s office early...

13 Tricks to Stretch Your Travel Dollars

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   While I love to travel, we’ve already established that I am not a seasoned travel hacker. But aside from not getting free flights, Jordan and I have done well finding our own...

Does Credit Card Travel Hacking Ruin Your Credit?

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   I’m pretty smart with money aside from one place: travel. This is particularly troubling as travel is our largest expense aside from housing. Though Jordan and I both value...

Lunch Break List: Smart Things To Do With Your Money

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   A couple of years ago I read the Happiness Project by Gretchen Rubin. I loved her monthly experiments with happiness, but there was one in particular that struck a chord with...

Why Fun Money Is 100% Necessary

  Join the Project! Everything you need to be smarter with your money, delivered weekly.   Last week I made an expensive impulse buy: a four-day yoga retreat. And not just any yoga retreat. This is going to be a yoga retreat set on an estate in the English countryside...

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